Gold and Silver: An Investor’s Guide

  • Mark Edwards ·
  • February 28, 2018

If you’re looking for a relatively safe area to invest your money, then you can’t go wrong with precious metals, specifically gold and silver. Although, as with any investment, the cost of gold and silver can rise and fall, over the long-term it is usually a good choice, and although you shouldn’t allow gold and silver investments to take up all of your portfolio, having some in the mix is far from the worst idea.

If you’re thinking about investing in gold and silver, rather than other stocks and shares, here are a few things you should know:

You Have to Pick Your Time

Just because gold and silver have traditionally been good places to invest your money, doesn’t mean that you can just go out and buy them without doing any due diligence. If you Read more at, you’ll learn about the best commodity brokers around, and they will be able to help you determine whether now is the right time to invest or whether you’re better holding off for a while. Like anything else. Prices fluctuate, so having some expert advice is a really good idea.

It’s a Long-Term Investment

Investing in gold and silver means that your assets are not as liquid and that means that you can’t always turn your gold into cash quite as fast. More importantly, you shouldn’t be tempted to trade your gold in when it suddenly rises in price – you need to play the long game and have a plan of action because it’s oh so easy to see the price rise a little and think it’s time to cash in, only for it to soar even higher a week later. Again, having good professional advice is a boon.

Don’t Invest Everything in It

Any financial adviser worth his or her salt will tell you that you should never invest everything you have in precious metals. In fact, you should never put all of your eggs in one basket when you’re investing in real estate, company stocks or anything else. Why? Because if the market plummets, you’ll be left with nothing – the more diverse your portfolio is, the better.

Think About Global Currencies

When your investment of choice is gold or silver, you simply must be aware of other currencies and their relationship with the US dollar because gold represents a long US dollar exposure and other currencies will affect how much it is actually work. You should, then take this into account when you’re working out whether it’s a good investment or not.

Go to a Reputable Dealer

You should absolutely always buy your gold from a reputable dealer like, or even a refiner if you want to ensure that you’re buying the real thing. It’s also a good idea if you want to get a slightly better price for your precious metals.

Buy Actual Gold

If there’s one thing that the crisis of 2008 told us, it’s that paper certificates for gold are pretty much worthless. If you want to invest in gold, then you need to actually invest in real gold that you can actually hold in your hands – although you’ll probably want it to stay safely in the bank – because at the end of the day, paper isn’t worth a dime, unlike bars of gold.

I hope this helps you to successfully take your first steps into the world of gold and silver investment.